Mortality.

We must all face our mortality so that we may better evade it.

The terror of death is largely based upon the fear that something static, something called 'you' will be lost. I fact this thng we call 'us' is mainly illusion. Our perceptions, loves and hates, our view of the world and even our memories shift and change from moment to moment. This thing that we call 'us' that we so fear losing never was.

This leads to the irony by which people seek immortality by meas of self obliteration. The religious convert suppresses his self will, his desires and personal wishes in an act of submission to a greater immortal self that he calls God. In death he finds life and in slavery he finds freedom. In fact all that is happening is that he realises how small he is and he comes to realise that morning the passing of his own life is like a child crying over the melting of an ice cream. It is of little account really.

We often see the same in politics- particularly dangerios politics. The individual is prepared to sacrifice himself so that the ideology, the nation or the race may live.

More constructively we see the old taking a greater interest in the affairs of the young than in there own welbeing. Their dissapointments become dreams for their grandchildren. In this way they live on in their children even as their bodies fail them.

We all make this transition. The less selfish and egotistical our lives, the easier the transition will be. The arrogant, the selfish and the small minded are all punished for their shortcomings in their final days because there is nothing greater than them. They remain the center of their world until the end and die alone in a way that the more generious hearted person does not.

The duty to be happy.

The central problem of Britain is that good deeds do not (seem to) pay. If you work hard, provide for your children and are faithful to your wife then you will become a target for predatory divorce lawyers who see you (a nice guy) as food for the billing department. You will lose the children that have been your motivation.

Thrift is also punished, as is responsible behaviour generally.

In fact the picture I paint is only half true. Socialism has ensured that work and honesty do not pay in financial terms but they cannot take away the spiritual benefits.

Spiritual benefits? Working people are happier, less helpless and basically more pleasant. They have this weird quality of being able to make a very small sum go a very long way and of carrying themselves with dignity.

All of my advice in this blog is aimed at making work pay. It is about making one pound do the work of five so that people on low incomes can afford to work. By doing this you may become an inspiration to others. You have a duty to be happy.

Joy.

Joy is an idea that is rarely understood these days. It is not the pleasure of consumption or any transient pleasure. It is a deep wellspring within the soul that comes from living the life one was born to live.

Nobody can tell you where your joy may be found because nobody can tell you your purpose- but we can all recognise joy in others. It is an aliveness that makes others feel alive too.

Joy is attractive. It causes people to want what we have. People listen to joy.

Furgality and survivalism.

Think of any survival event, war, famine, ecological disaster, socialism- anything. What do they all have in common?

They all require that we live on less than we do now. Once we realise this we can see that saving sixty percent of our income is actually survivalist training. It makes us self reliant and resourceful and teaches us that it is possible to be happy without prestige purchases.

Knowing how to live on less is more valuable than a bunker full of James Bond gadgets.

The value of sleep.

We all know that we should sleep well but can we put a specific price on a good nights sleep? Can we sleep more productively?  in other words, can we get more benefit from sleeping the same number of hours? I believe the answer to both questions is yes.

The value of a good nights sleep is about ten percent of whatever you are paid. This is because everything is done that much more quickly when one is not tired.

We now move on to the question of sleeping more productively. How valuable would it be to drop off to sleep more quickly at night? We will assume that your time is worth six pounds an hour after tax. This is low but it is an easy number to work with and translates as 10p per minute.

It would add five productive minutes to your day. This translates to about two and a half hours a month. What can you do with two and a half hours? You could take a course or read a book. You could keep up with old friends or you could find another job. You could get off the tube a stop earlier and walk to work for the exercise. The possibilities are endless.

It follows from this that a bed is a very good investment indeed. By choosing the right bed one may either improve ones performance at work or one find oneself with more time to play with. This is the result of dropping off to sleep just a few minutes earlier each night over a period of time.

Self insurance.

Insurance is an interesting thing. A company can only afford to pay a tiny fraction of the claims it insures and is little more than a bubble of confidence and promises. More and more people are turning away from this smoke and mirrors form of finance and opting to self insure. This is not easy because it is necessary to put ones own house in order.

Insurance has become a means of living ones life with too much debt and too little savings. Rather than have money in the bank to deal with illness or economic hardship we take out insurance against these events. This is cheaper because the insurance company is permitted to carry out a complex shell game that enables it to carry a large volume of risk with a small quantity of money to back it up.

In order to do without insurance it is necessary to have savings and in order to have savings it is necessary to become master of ones own life. There is no middle way. It is impossible to become financially free without achieving emotional freedom first- because the advertisers will always get to you and make you buy something of no real value.

I also realize that it is not possible to dismantel the present debt based economic system until most individuals within it have achieved financial freedom. This is because the majority of people in the west are dependent upon the old order. Many people complain about government control and yet do not vote to libertarian candidates. One way or another most people are connected to the present order.

Like all such schemes, it works very well.. until one day it does not. We saw this with the banks.

Insurance actually amounts to printing money except that it operates on a more subtle level than the activities of the banks. By means of insurance it is possible to companies and individuals to live without financial reserves. In return the insurance companies tie up only a few million in capital which has the effect of making billions of pounds appear magically in the economy- and then disappear just as magically later.

The role of insurance companies in the credit crunch is not often discussed even though they have played their part. An insurance company is is allowed to write more business on the basis of bonds than it can with equities. This rule is supposed to protect the policyholder and yet it may do the exact opposite.

What happens when stock prices fall? The insurance company finds itself theoretically unable to cover the policies it has written and so it must sell shares (at the bottom of the market) in order to purchase bonds. This seems all well and good until we realise the process drives down stock prices and pushes bonds to unrealistic levels. This means that the insurance company faces a double whammy. First it sells its share portfolio for peanuts. Second it must buy overpriced bonds that are almost certain to collapse in value. In effect the insurance company has replaces a theoretical danger of insolvency with a real one.

Personally I would always self insure. By self insuring one actually does the world a favour by removing oneself from a financial train wreck It does not prevent the crash from happening but it means there will be one less body to pull from the wreckage.

Let me give you an example. I have a friend who is working like a dog and yet he is behind with his mortgage. I would like to offer him some assurance that he will make his mortgage payments. How may I do this? He will not accept a long term loan form me as he does not wish to feel that responsibility.

One way would be for me to carry the money in an instant access account. This is not a good use of capital as my own account pays only .20percent a year. One fifth of one percent. One solution is to buy Premium Bonds which are backed by the UK government. I could have my money back in a week or two and they pay a tax free income that is fifteen times greater than the deposit account. I would aim to pay my friend out of current income but would have the assurance of knowing that the money was there if I run short.


The interesting thing about insurance is the multiplier effect that I mentioned earlier. Imagine that you had to cover a £500 risk. You would have no option but to maintain £500 in savings to cover it. Now imagine that you have ten £500 risks. You would only need £1500 or so to cover them all because only one or two will go bad in any given year. This works as long as the individual risks are not too large and they do not resemble one another. Many insurance companies work on much higher multiples.

You may argue that this amounts to creating money out of thin air in exactly the same way that insurance companies do. There is some truth in this- the difference is that it will be you who benefits and not the finance industry.

An unsocial life.

The typical pick up artist follows the following career path.

1. AFC.
2. Lots of approaching using canned routines.
3. Natural game.

It has become fashionable to criticise canned routines but they are progress to an AFC- but not a final destination.

The same is true of social development. Here is the career path of someone coming out of their shell.

1. Find himself socially isolated due to anti social working hours.

2. Joins a social society. Meets lots of interesting outgoing people. Has a great time.

3. Realizes that the concept of a social life is actually quite artificial. Why go places to meet people? I live in one of the worlds great cities- is seven million people not enough? Why not go where one wishes to go and meet someone there? This guarantees that we have something in common with the people we meet.

I am leaving two social societies that have done a great deal for me. The first is IVC which organises social events and very cheap holidays. It is a non profit group and fantastic value- provided one has some spare time- which I do not. The second is City Socialising- again great value. From time to time they take over cinemas and bowling clubs and everything becomes free. Canceling both these groups will save me twenty pounds a month.


There is a time to join a club and a time to leave one. There is,something about the social club that is not quite Ghost Nation. Why should we need others around us? Why should we care of their opinion? There is the seed of group think in this need to be loved. A truly self sufficient man will care nothing for opinion. All places and people are the same to him. This is not ANTI social (treating others badly) it is being UN social. This is the state of being happy within oneself so that the world can be seen fro what it is without the social filters that prevent so many people from noticing that the emperor has no clothes. Such a person calls the truth as he sees it. He is distrusted by authority because he is not easily controlled but should be trusted as a friend for his integrity.

Cutting up my union card.

I am cutting up my union card and saying goodbye to the comrades. I was never a true believer and only joined for the benefits- which still seem attractive. The resigning issue is that my union (the GMB) is launching a nakedly political series of strikes to cause a democratically elected government to reverse its policies. The present government have not sprung their deficit reduction plan on an unwary electorate- it was a central theme of the campaign. This is an election poster from the last election. Everyone who voted Conservative voted for cuts.

These strikes are an attack upon democracy and I will have nothing to do with them. Leaving the union involves a little risk because I will no longer be protected by them in the event of a dispute with my employer but I will save £12 a month in dues and another £10 in credit union subscriptions. I would probably do far better having the money in my pocket in the event of a dispute anyway. On the whole this is a low risk (but not risk free) decision.

I now drink fruit juice at work and sometimes do not need anything else. I felt a little lightheaded for the first two days and missed the full stomach but now feel great. It saves time as I can take a slug of juice whenever I wish rather than having to find a cafe. I doubt it will help me lose weight however as fruit juice is high in sugar. I recon I will save about five pounds a week in this way. This is a risk free saving.

The City is not London.

The City is a small patch of land next to the Tower of London and containing the Bank of England and St Paul's. It is surrounded by the old Roman wall and is no more than one square mile or so across.

Everywhere you go you will see dragons. Every street has six or ten. they are on the street signs, on plinths and may even be found crawling across roof lines.

The City has its own flag and customs. The flag is sometimes mistaken for the flag of England that lacks the sword.

There is one thing to remember about the City of London.

It is not London.

Whenever you enter the city the dragon greets you. The city is nationalistic in its own way and never lets you forget where you are.

The City is the strangest of all things- a non political government. It has never produced a public figure except in legend.

In fact the City is the closest we have to a Libertarian state in the UK. It concerns itself with economic issues and leaves the individual alone.

The verge of self parody.

It is worth taking a look at this strange thing because it is the last remaining City State of Europe (over a thousand years old!) and because it incorporates many of the ideas discussed within this blog. It is the one institution that remains resistant to feminism authough it is completely open to women who wish to participate.

There are two things we must understand about the City. First, it is very small- only one square mile. Secondly, it is colossally rich.

It is run on the principle of citizenship similar to that found in ancient Athens. In other words any individual who loves the City and who wishes to participate in public life must earn the right through public works. This is largely done through a system of Livery Companies which are ancient trade associations- many of which represent trades that no longer exist.

This amounts to a two tear system of government. All local residents vote in the same way they do in other areas and yet the powers of these directly elected representatives is quite minor. This is because the funds at their disposal are quite modest. The city is massively rich and for this reason does not qualify for very much government funding. In any case there are very few private residents living in the City as it is a business district. More power lies with the  livery companies because they can take on and fund projects directly. It is interesting to walk around and simply note the number of projects that are funded by this or that company. The livery companies do not involve themselves in politics. They simply put their hands in their pockets and do what is needed.

City government has the following characteristics.

1) Many public posts are unpaid. To serve is an honor.

In fact many City officials pay for the privilege of working there. Public officials are rewarded by participation in an elaborate system of ritual and tradition. Here we see 'Swan Upping' where members of two of the most powerful Livery Companies count the swans on the Thames for the Queen. This is done in the least efficient possible way by blowing horns and drinking a great deal of wine. I have no idea why the queen needs the swans counted but she appoints the Queens swan marker to do so.

2) Government of for the people but not by the people.

The average user of City services pays nothing for them either directly or by taxes. City governance passes him by as a bizarre pantomime that he at least does not have to pay for. A noticeboard is in every public library and art gallery for those who wish to become involved but few do as it is a rich man's game. A number of new livery companies have been created in recent years to make this more possible including one for security officers- my own job.

3) The City is debt free.

The City is actually funded by the City Cash. This is the interest on the investments held worldwide. It is interesting to compare this with the semi bankrupt state of 'Westminster' (the City term for the UK government) that has not based itself upon the classical concept of citizenship.

This is Drapers hall- the home of one of the larger livery companies. Many companies hold fundraising dinners for pet projects and there are 108 of them- plus a few without livery.


4) There is little or no taxation for most people.

The Corporation of London resembles a club of clubs more than it resembles normal government. On the one hand this seems undemocratic but on the other hand the corporation seems more responsive to the needs of the public than Westminster.

This is reflected in the architecture. On the one hand these institutions are completely private and on the other hand they have made themselves as beautiful and as open to the public as possible.

I see the City as a prototype for a future where national governments cannot continue their debt fueled ways. It is self governing, debt proof and ideology proof. This is because the only people who are listened to (within the companies) are people who do things in the real world and who are prepared to work for no pay. This eliminates most socialists and feminists instantly.

5) Anyone may get involved.

One of the ironies of this somwhat undemocratic system of government is that anyone may involve themselves in it. This is because there will always be a shortage of people who have the money and the time to do the work nessasary.

There is no reason why more livery companies should not be formed provided there is a need for them and provided they can finance themselves. One possiblility might be a survivalists company. Why not? Public safety and survival is often neglected by governments (in the UK at least) even though it is very cheap. As far as I am aware no centralised readyness body exists at all because none has ever been needed in the past. This is an opportunity for those who care about these things go get involved and do some of the work themselves.

It would be called somethng like the Guild of Disaster Preparedness Practitioners and would consist mainly of civilian entusiasts. It would focus upon simple and very cheap mesures that would save the maximum number of lives. It would, for instance be possible to stockpile sufficient anti radiation tablets for everyone in London for ten or twenty thousand pounds. These would be useful in the event of a dirty bomb which is a reasonably likely event.

Livery companies are not restricted to operating within the City and often have a global reach. They are structured as trade associations and often offer cources to prepare new members for full memebrship. There is no national qualification in disaster management at present and it would be useful if there were. This could be taken by police officers, public trasport officials and so on.

There is also no strict requirement to have premisis in the City. In fact it would be better if it did not to prevent them being beseiged by people in need of help.

Joke buildings and joke wars.

The City is famous for its joke buildings. This one assumes the shape of a paddle boat and even its windows are round. Even the restaurant workers on the upper decks wear nautical uniforms and yet up close it appears as a normal office building. Most people do not get the joke.

Loyds insurance market is another example. The Loyds is an inside out insurance company that transfers risk from itself to its members (the normal purpose of insurance is to do the opposite). They have therefore created an inside out building with the guts of the building on the outside and the windows facing inward.

The building on the right is designed to resemble a sea shell.

The City is only one square mile and yet has its own police force. Look closely and you will see he has dragons on his helmet.

One peculiarity of the City is that it continually surrendering to the Queen. The queen is presented with a sword as if she were the head of an occupying army. This has led to the myth that she has no right of entry and that the Lord Mayor may simply decide not to surrender. In fact he has no such right.

Secret parks green men and mystery stones.

The City is one of the three great trading centers of the world and yet it maintains a tranquil air that I suspect Manhatten has lost. This is partly due to the City having maintained the Roman street plan with narrow passageways and courtyards that cars cannot reach. This is Postmans Park which has a memorial to civilans who gave their lives saving others. Each square has a seperate purpose. Many are homes to wildlife.

These quiet areas are never signposted. The attitude seems to be that you will find them when you need them.

Below you will find the London Stone. You must decide for yourself what it is because nobody truely knows.

This human scale is completely absent from socialism (or corporate capitalism for that matter). It develops over time and cannot be imposed by authority.

The green man has no logical link with the City and yet he is found everywhere here.

Invisible clocks and golden grasshoppers.

The City is also home to the largest sundial in the world- and yet it is invisible to those who work there. This is Paternoster Square and the structure you see behind you is the center point of a sundial. Unfortunately the only way to tell the time is to hire a helicopter and hover above the square.

I had to stop for I feared my head might explode.

I will make my money posts each Monday in future. Money Monday. This frees Thursdays for conspiracy theories- Tinfoil Thursdays.

The most painless way to save money is to find activities one enjoys that are also free. I registered on a site that encourages walking and followed their directions for a simple stroll down the banks of the Thames. I found a carnival, several live acts and this guy standing outside of an artists and designers colony on the river. He was cuddling and pawing at the women as they passed. I guess you would call it 'furry game'.

The photographs that follow are only the tiniest sample of the weirdness that assaulted me. My half mile walk took in underground prisons, revolutionary poets, sexy Polish red and white pixies and a vegetable orchestra with free whisky. All of this was free.

Most weekends there is at least one free festival running. Many days there are three or more.

"We Wanted to be the Sky" as is usual in London there are more questions than answers. The entire waterfront is designed be as enigmatic as possible with moon clocks, underwater statues, unfinished poems carved in rock, and fish with spectacles that spit water at passers by. Nothing is quite explained.

This man was spotted with a dancing Mexican Doll hat and he was here to learn Korean dance. Someone asked him if it was truly Mexican. "No!" "It is totally English!" he said with in an outraged voice.

This warehouse was squatted by anarchists who run it as a chaotic art gallery. Part of this complex is Britain's most expensive restaurant where Tony Blair and The President who plotted the takeover of Iraq. Horses heads, hands, eyeballs and even the prow of a boat grow from the walls without explanation. The gallery itself was largely unlit when I last visited so that I had to find my own way in the darkness with a builders torch. I am sure that I missed some works completely.

I found these guys in a riverside petting zoo. A Jazz band played and a group of skinheads sung a song based upon a Hindu legend. I was sprayed with incense and told that I was blessed.

This wacky shopping zone contains an all year Christmas Zone where Father Christmas rules in June. The pavement is textured and contains lights and little rivers of coloured water. A full size replica of the Golden Hind sailing ship is moored outside.

Proceedings were overseen by this sixty foot straw fox. It was all rather sinister, he was surrounded by the remains of an authentic Bangalore street cafe with oil drums for seats and torn Bollywood film posters as if he had recently eaten the customers.

If you look closely you will see that the buildings are painted like a film set. Some of the people and some of the animals are made of wood.

The only advice I can offer tourists or visitors is to walk and look around you. Be open to whatever London brings. It will change you and the less you spend the closer to the magic you will get.

Second Thursday.

If you would like to know about the Thursday Club concept please go HERE.

It is now week two and time to make my second deposit- this time for twenty pounds. Well.. twenty pounds may be almost nothing but it weighs upon the mind to a surprising degree because I know that next week it will be thirty.

I have completed the following actions that will go some way towards financing the additional ten pounds this week

1) I emptied my Starbucks card by buying espresso coffee beans for the 'free' coffee that they give you when you do this.

This 'free' coffee is not of course truly free. In order to get it one must buy a bag of beans costing three pounds eighty pence. These are fair-trade and organic and so are not such bad value if you consider these things necessary but I can buy a bag of ground coffee at Aldi for one pound and sixty nine pence that has a more complex flavour. This translates as a saving of about two pounds and eleven pence a month.

2) I washed some old shirts of mine and then stuffed them behind my boiler where they will have some insulation value.

3) I bought a bag of books to review, and resolve to make it my last for some time. Somehow I have forgotten that we have free public libraries in this country.

You will notice that all this amounts to less than one pound a week in savings and yet I am well pleased. This is because the savings are permanent and will continue to come to me week after week without further effort.

MY CONTRIBUTION £20
ON DEPOSIT £30
INVESTED £00
TOTAL RETURN £01

Wunderlist.

It is quite rare to find something that is free, simple and useful all at the same time but I believe I have done so with Wunderlist. This is a proudly German outfit that believes its product to be wundarbar.

So what is it? It is a simple list creating programme that allows one to set a private or a public to do list. There is nothing particularly groundbreaking in all of this except that it is so very easy to use. It is possible to use this application online or offline so that you may create a new to do list and then have it upload automatically to the net when you find yourself in a cafe with a WiFi connection.

One other useful factor is that the company have created apps for any gadget you are likely to use so that updating or completing a task on an iPad will also update a PC or any current smart phone you have connected.

The other useful aspect is that it is possible to update the lists of OTHER wunderlist users which is useful if you are working with them on a joint project. This information is shared only with the people who need to know it and does not become public knowledge.

All in all this is a simple and genuinely useful service that is also free.

I smell dragons blood.

Social phenomena are never catastrophic. They merely act that way. We seem to be waking up to a new revolution a week, each of which seems to have erupted like a storm from a clear blue sky.

In fact power has been bleeding from the likes of Gaddafi for years. Power politics reminds me of financial trading- a stock will continue to decline or rise according to its own momentum over long periods of time and looks like a smooth and gentle slope on a traders screen- provided one takes the long view.

We can see the same in the West. Socialists and liberals control the apparatus of the state and appear all powerful. In fact they have very little real support among the people and only dominate via state monopolies.  Even these monopolies are under threat. The BBC used to set the news agenda in a way that is unthinkable now. The same applies to the education system. The state continues to control the issue of qualifications but it no longer has a monopoly on information. This process- a general opening up of culture and society- has been noticeable since the mid sixties in the UK and probably started long before this. Just as in stock trading the longest trends are the most powerful. This trend even has its own guardians who are prepared to go to prison for their beliefs such as Anonymous and the Chans and I cannot see this reversed by anything less than a military coup.

The term 'Dragons Blood' has a poetic ring to it and describes this gradual loss of power perfectly. What is more terrifying and magnificent than a dragon? What is more extinct? When you see some petty state employee waging some equally petty campaign simply say to yourself 'I smell dragons blood'.

How exactly are the elite losing power? Here a just a few of the ways.

THE LOSS OF ECONOMIC POWER.
They are less able to reward the faithful with jobs because the state is bust. This is a big deal and means there is no real reason to spend three years learning left wing propaganda dressed up as sociology or media studies.

They can no longer tax and spend because rich people simply relocate.

They become less able to control private industry because capital is mobile. Sex, race and gender quotas are becoming unenforceable.


The various illusions of socialist economics are also bursting like soap bubbles. Keynes teaches that the cure for unemployment is inflation- well now we have both unemployment AND inflation. Many are coming to doubt that the state can guarantee full employment and yet this remains a key leftist mirage. How much longer can they pretend to know what is going on?

LOSS OF MORAL AUTHORITY.
We have also had a generation of social engineering that seeks to turn men and women into a hybrid neuter sex. Neither men nor women desire this and it has been imposed on us under the false flag of equality. Once this becomes fully clear they will have no power over us.

Socialism no longer stands for change. It has become a conservative movement to protect favoured institutions such as the BBC and the NHS. Many of these institutions do indeed have good points but the left can no longer present itself as the force of change and progress when it has become an agent of nostalgia.

The fall of the Soviet Union has also opened up the east to a new generation. They can see and hear first hand what life was like under socialism.

The political left has now rightly become linked in the public mind with debt and corruption.

LOSS OF INTELLECTUAL CAPITAL.
The brutal fact is that establishment leftism has lost the debate on the Internet. We know this because the Internet has adopted libertarianism as its default position. This was not decreed by some central authority- it was arrived at by rational debate. These new ideas are spreading to real world debate and will eventually penetrate the institutions like a slow working venom.

On the one hand he establishment remain powerful because they control the law courts, the mass media and the state but on the other hand their grip upon power is fragile and becomes more fragile every day.

The elite continue to preen themselves. They roar just as loudly as they ever did and they destroy the lives of working people but somehow they know that something has changed. Something is wrong that those in power cannot quite but their scaly finger on. They sense somehow that time is not on their side and they are afraid.

I smell dragons blood. I smell revolution and yes, it is good.

An interesting day so far..

I attended the Ghost Breakfast not really expecting anyone else to be there- and I was right. Nevertheless I had a good time feeding my face and downloading nearly two gigabyte of apps from the apple store.

Weatherspoons must be the last remaining bargain in London. I had a bacon bap and a latte for £2.29 which is less than you would pay just for the drink anywhere else.

I then did some window shopping in Oxford Street for a while. I have a plan to make some money through Quidco by doing this but all will become clear in future Thursday Club postings.

On my way back home I stumbled into this small but noisy English Defence League demonstration- or rather I stumbled into the police presence- five vans on the scene and no less than twelve vans of reinforcements coming up the road as I left the scene.

This banner makes reference to Garry Glitter a former rock star who was also a pedophile. He was alleged to have had sex with a girl of about the same age as one of the Prophets wives.

The mainstream media like to call the EDL racist because so many of them are working class and shave their heads but if you look closely you will see that around ten percent are black or Asian.

Welcome to the Thursday Club.

Why is it that most people are poor? Is it that they have no income? No. Most people will earn millions in their lifetime (just do the maths) and yet most people are poor.

It is simply that we do not get into the habit of investing for our futures. So how do we start?

I propose to transfer just ten pounds to a high interest deposit account. Ten pounds is not a great deal of money and we can all do this is we choose.

Next week I will transfer twenty, the following week I will transfer thirty and so on. I will continue to do so for the remainder of my life so that in ten years time I expect to be investing over a thousand pounds a week.

How do I intend to do this when I have only a modest job? I will use the Thursday Club funds as seed capital for my money making ventures (equities, debt reduction ext).

The Thursday Club snowball quite nicely. £10, £30, £60, £100, £150 and so on. This means that the Thursday Club fund a variety of useful investments that will hopefully keep the show on the road. Do this for five years and I will be a multi millionaire.

Anyone can at least attempt this- although few will try.

£10 Available for investment.
£00 Invested.